Blog thumbnail on the ways to access the cash value in your insurance policy. cash value insurance. financial advisor sitting at chair on the computer while smiling.
August 2, 2023 
Jacky Ip

How to Access Your Life Insurance Policy Cash Value

Life insurance can be one of the most powerful tools to have in your financial plan. Aside from providing financial security for your loved ones when you pass away, you...
Financial advisor sitting down and smiling while holding a folder. A blog about How To Pay Yourself If You’re Incorporated = salary vs. dividends
June 12, 2023 
Dave Loncaric

Salary vs. Dividends: How to Pay Yourself

Which is suitable for you—salary or dividends?  Being incorporated offers countless tax-saving benefits. One of which is the flexibility to decide how you want to pay yourself.  You can take...
Blog thumbnail - financial advisor headshot: how to start retirement planning
October 31, 2022 
Dave Loncaric

How to Start Retirement Planning

How can you determine how much you need for your retirement? The answer depends. There’s no one size fits all with retirement planning because everyone’s vision for the future is...
How to Start Retirement Planning: Everything You Need to Know
January 3, 2022 
Jay Gangnes

How to Start Retirement Planning: Everything You Need to Know

Even if it’s decades away, there’s no better time than now to start planning for your retirement. Perhaps you already know it’s important to take control of your future in...
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September 27, 2021 
Jay Gangnes

Why You Should Avoid A Retirement Savings Plan

We hear from many incorporated professionals and entrepreneurs who tell us they’re using their Retirement Savings Plan (RSP) as their number one vehicle for retirement savings. But is this really...
When Can You Have Financial Freedom as a Business Owner?
April 19, 2021 
Jay Gangnes

When Can You Have Financial Freedom as a Business Owner?

We discuss what financial freedom means for business owners and what they need to consider when making a plan to achieve it.
Ocean 6 Blog Thumbnail why business owners should not use RSPs for retirement
January 27, 2021 
Dave Loncaric

Why Business Owners Should Not Use RSPs for Retirement

Retirement Savings Plans (RSPs) are designed to defer taxes to a later date. But who is to say you’ll be making less income at 60 than you are now? As a business...
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November 17, 2020 
Jacky Ip

Stop Giving Half Of Your Retirement Savings to CRA

Traditionally Retirement Savings Plans (RSPs) were the number one tool for Canadians to build their retirement funds. But if you’re a successful business owner, the chances are that you’ll never...
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November 9, 2020 
Dave Loncaric

Take Advantage of Your Corporate Structure

We often come across business owners, incorporated professionals and entrepreneurs who decide to get incorporated but don’t take full advantage of their corporate structure. They might be running a successful...