“They showed me how to save over $15,000 in taxes just by restructuring how I pay myself. It’s the best ROI I’ve had all year.”
Empowering successful business owners and high-net-worth individuals to live their dream life.
Navigate all your ever-changing life goals with
Innovative Financial Advice & Coaching
Achieve Financial Freedom
This is a journey that will leave you excited about your financial future.
We look at your entire financial picture, from your goals to your corporation, uncovering opportunities to maximize wealth and minimize tax. Using the most advanced strategies, we design an evolving plan that continuously aligns perfectly with your dream life.
With our do-it-for-you approach, you get the peace of mind that everything is handled, freeing up your time for what matters most. We stay by your side every turn of your Financial Freedom Journey, guiding you through every decision, so you’re always on track.
CERTIFIED
FINANCIAL
PLANNER®
FINANCIAL
PLANNER®
Pricing
TIER: PROTECTOR
$6,500/year + 0.85% AUM
AVERAGE COMPLEXITY
TIER: BUILDER
$12,500/year + 0.75% AUM
MODERATE COMPLEXITY
TIER: CHANGEMAKER
$25,000/year + 0.65% AUM
HIGH COMPLEXITY
PROTECTOR — $6,500/YEAR + 0.85% AUM
Protectors are those with a strong financial foundation and want to protect and maintain what they’ve built. Planning here focuses on refining existing systems and ensuring your progress isn’t eroded by oversight, not major overhauls.
You are likely a protector if…
- You are established with your business or retired and want to maintain what you’ve built.
- You are mostly organized, but want peace of mind that nothing is falling through the cracks.
- You have a predictable lifestyle and steady income and want to make sure that’s protected.
- You are not making frequent major financial decisions, but want guidance when life events arise.
THE ADVISORS WHO SERVICE PROTECTORS:
A lead advisor + rest of financial team
Ruben Jimenez CFP®
Lead Advisor
Shane Poulsen
Associate Advisor
Herry Tawata
Associate Advisor
BUILDER — $12,500/YEAR + 0.75% AUM
Builders are designed for business owners actively growing and repositioning their wealth.
With more moving parts and greater complexity, it’s about making strategic decisions that set
the stage for long-term success as your life evolves.
You are likely a builder if…
- You’re a business owner or high-net-worth individual actively growing your wealth and navigating many financial decisions.
- You are juggling multiple priorities (i.e. business, family, lifestyle, etc.) and want to make sure they’re all working together.
- You are eager to design a bigger future and grow your net worth, not just maintain the present.
- You are experiencing an increase in income or assets and need help making decisions with long-term impact in mind.
THE ADVISORS WHO SERVICE BUILDERS:
A senior advisor + rest of financial team
Dave Loncaric CFP®
Senior Advisor, Partner
Shane Poulsen
Associate Advisor
Herry Tawata
Associate Advisor
CHANGEMAKER: $25,000/YEAR + 0.65% AUM
Change makers are visionaries navigating complex transitions, multi-entity ownership, or legacy
planning. With high stakes and leverage, it’s about strategic leadership and holistic stewardship
of your wealth.
You are likely a change maker if…
- You’re a serial entrepreneur or high-net-worth individual seeking clarity across complex structures without chaos.
- You are navigating multi-dimensional wealth, legacy planning, or major transitions with high stakes.
- You lead a complex financial life with diverse assets (stocks, corporations, trusts, real estate, private equity, etc.).
- You always feel like you have more money than you know what to do with.
THE ADVISORS WHO SERVICE CHANGE MAKERS:
A senior advisor + rest of financial team
Jay Gangnes CFP®
Senior Advisor, Founder
Dave Loncaric CFP®
Senior Advisor, Partner
Shane Poulsen
Associate Advisor
Herry Tawata
Associate Advisor
Full Service Offerings
Holistic financial planning: Address 8 financial areas of your financial life into one cohesive strategy tailored to your goals. Includes: goals & cash flow, corporate strategy, tax planning, debt management, risk management, investment management, legacy/estate planning, and financial freedom.
Financial team in your pocket: Direct access to your advisor team via your personal Slack channel for quick questions and real-time updates.
Goal progress tracking: Your goals are monitored and measured. See real progress, not just promises.
Dedicated Financial Hub: Your own digital hub where everything is stored with interactive planning tools and dashboards to keep your financial world organized.
Financial team: A whole financial team that proactively manages every moving part of your plan so you can focus on what matters.
Professional integration: No more juggling all your professionals. We work directly with your team, manage the details, and simplify your life.
Financial coaching: Guidance on unpacking your relationship with money and navigating financial curveballs with ease.
Holistic financial planning: Address 8 financial areas of your financial life into one cohesive strategy tailored to your goals. Includes: goals & cash flow, corporate strategy, tax planning, debt management, risk management, investment management, legacy/estate planning, and financial freedom.
Exclusive client events: Invitations to private Ocean 6 events, including client appreciation evenings, educational workshops, and fun experiences.
Curated professional network: Access to a trusted network of lawyers, accountants, and other professionals to support every area of your financial and personal life.
Financial literacy training for children: Set up the next generation with the knowledge to manage wealth responsibly.
8 Pillars of Wealth
The eight key areas of focus on your Financial Freedom Journey.
Ocean 6
Does This Sound Like You?
Case Studies: What it’s Like Working with Us
Testimonials
Meet Our Successful Clients
/ Incorporated Professional
“Before Ocean 6, my accountant handled my taxes and my advisor handled my RRSPs, but nobody was looking at the big picture. Ocean 6 connected the dots between my corporation and my personal life. The clarity is incredible.”
/ Marketing Agency Owner
“Ocean 6 got my attention because of the straightforward and professional way they discussed every situation. The ability for Dave to create a plan of what my financial future could look like has been the most valuable advice I have received as long as I can remember. I strongly recommend reaching out to Ocean 6 if sleeping at night is important to you and your financial future as an independent entrepreneur is cloudy. I have not felt this confident about my financial freedom ever!”
/ Pembroke Big Stop
“Jay and his team have helped bring clarity to our current and future financial outlook. They’ve been great to interact with and brought creative ideas to the table. I would highly recommend the Ocean6 team to anyone.”
/ Revolve Consulting Inc.
“Ocean 6 has been so knowledgeable, helpful, kind, and professional in helping us set up our financial future. Dave Loncaric is the best! He has helped us every step of the way, explaining everything and guiding us. I’m so glad my husband’s research led us to Dave and Ocean 6! They are a caring, smart team!”
/ BG Denturist & Implant Restorative
“I can’t express how grateful I am for the outstanding financial planning service provided by Ocean 6. What I found most valuable was their personalized approach to financial planning. Instead of offering generic solutions, they took the time to understand my unique situation and tailored a comprehensive plan that suited my needs. Thanks to the assistance of Ocean 6, I feel more confident and in control of my finances than ever before. The peace of mind I have knowing that my financial future is secure is priceless.”
/ BG Denturist & Implant Restorative
“If you have that little voice in your head that is saying “am I set up the best way possible for my financial objectives?” you need to see Ocean 6. I would pay triple what I paid if I was asked to start all over.
My friends now think I’m the one who has it together. I cannot picture this being a reality had I not worked with this incredible team.”
/ CEO
/ Native Ads
“My wife and I have peace of mind about our financial future that we never had before. I can see the cost is a drop in the bucket compared to the value that they provide. I highly recommend them to any business owners looking for higher-level direction, strategies, and planning.”
/ Real Estate Broker
“Having their support to strategize the best options for both our company and our personal finances has been instrumental to our success.
I highly recommend it if you are looking for a roadmap to a successful financial future.”
/ Founders
/ Impact Entrepreneurs
“The knowledge and support we have received has been eye-opening. These financial strategies will pay off for years to come.”
/ Owner
/ Macdonald’s Home Health Care