Plain-English wealth thinking.

Financial Planning Insights for Incorporated Business Owners

Salary vs. dividend, bonus timing, capital dividend account, and the math behind paying yourself well.

Why holding companies exist, when they’re worth the cost, and how they fit into a long-term wealth plan.

Why corporate-owned life insurance, when permanent vs term makes sense, and the structural moves nobody tells you about.

How to design a withdrawal plan that survives 30 years of markets, taxes and life events.

What the 3–5 years before a business sale should look like, and the moves that change the after-tax number.

Trusts, family meetings, estate freezes and the work of moving wealth, and values, to the next generation.

If you're a doctor, lawyer, dentist or consultant with a corporation, the rules aren't the same for everyone. What changes

19 August 2026

The Lifetime Capital Gains Exemption is $1,275,000 per person for 2026. Who qualifies, the two ways business owners lose it,

18 August 2026

Canada doesn't have an estate or inheritance tax. But estates are still taxed. Here's what actually happens, and why business

18 August 2026

What fee-only, fee-based and fee-for-service mean in Canada, what the regulators say, what planning costs a business owner, and how

15 August 2026

How a Vancouver business owner should choose a financial advisor: check registration, compare experience and cost, and find someone who

25 July 2026

How taxable dividends are taxed in Canada: the gross-up, the dividend tax credit, integration, eligible vs non-eligible, and what dividends

23 July 2026