Blog thumbnail on CEBA repayment options for business owners. Financial advisor sitting at chair on the computer while smiling.
September 20, 2023 
Jacky Ip

CEBA Repayment: Repaying Your CEBA with the Forgiveness Program

The Canada Emergency Business Account (CEBA) was a program to help small businesses pay for expenses and survive uncertain times, but what shouldn’t remain uncertain are the repayment options. When...
Blog thumbnail on the ways to access the cash value in your insurance policy. cash value insurance. financial advisor sitting at chair on the computer while smiling.
August 2, 2023 
Jacky Ip

How to Access Your Life Insurance Policy Cash Value

Life insurance can be one of the most powerful tools to have in your financial plan. Aside from providing financial security for your loved ones when you pass away, you...
Blog thumbnail on how to financially prepare for a baby. financial advisor sitting at chair on the computer while smiling.
May 24, 2023 
Jacky Ip

How to Financially Prepare for a Baby in Canada

Stepping into parenthood is a joyful experience, but things can also get scary if you don’t feel financially prepared for a baby. From daycare, diapers, college funds, and writing a...
Blog thumbnail on how to survive a recession in 2023. financial advisor sitting at chair on the computer while smiling.
April 17, 2023 
Jacky Ip

How to Survive a Recession in 2023

Recessions are scary, but what happens during a recession, and how can you prepare your business and yourself? Here are actions you can take to survive a recession and, more...
Blog thumbnail with advisor head shot - why free financial advice can cost you more money
January 30, 2023 
Jacky Ip

Why Free Financial Advice Can Cost You More Money

Since financial advice in Canada has traditionally been free, you may not be familiar with paying for a financial planner.  The problem with free advice is that it’s given in...
Advisor headshot for Blog Thumbnail: How Reflecting on the Past Brings a Better Future
December 12, 2022 
Jacky Ip

How Reflecting on the Past Brings a Better Future

Whether the past year has been everything you’ve dreamed of or a struggle to reach your goals, it’s important to reflect on your experiences.  Taking the time to sort and...
Blog Thumbnail with advisor headshot - Why It Isn't Always Best to Pay Off Your Debt Fast
November 14, 2022 
Jacky Ip

Why It Isn’t Always Best to Pay Off Your Debt Fast

Were you taught that debt is bad and that you should pay it off as soon as possible?  While being debt free feels liberating and powerful, you need to be...
Blog thumbnail with advisor headshot - why holistic financial planning works best with growth-minded entrepreneurs
October 17, 2022 
Jacky Ip

Why Holistic Financial Planning Works Best With Growth-Minded Entrepreneurs

If you want a financial plan that will transform your lifestyle and get you closer to achieving those big audacious goals, you need to start with the right mindset. Growth-minded...
Blog thumbnail advisor headshot - why you need a financial planner as a business owner
September 19, 2022 
Jacky Ip

Why You Need a Financial Planner as a Business Owner

Financial planning is beneficial for everyone, but for business owners, the benefits grow drastically. Since your financial situation is much more complex, you can’t find the answers to your questions...