The biggest tax bill you may ever pay comes at death. Here are 6 simple estate planning moves to protect your family and create peace of mind.
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Corporate Structure
What Is a Family Trust in Canada and Do You Actually Need One?
Family trusts are often recommended to business owners, but not always explained. Here’s what they are, how they work in Canada, and whether you truly need one.
The Cost of “We’ll Deal With It Later”
The more you earn, the more expensive “later” becomes. Small delays in tax planning, the strategy around how you pay yourself, and investment decisions don’t feel urgent, until they add up. Here’s why waiting to plan can quietly cost high earners tens of thousands.
Sitting on Cash in Your Corporation? Here’s What It’s Costing You
Cash sitting in your corporation might feel safe, but it could be quietly costing you through inflation, taxes, and missed opportunity. Here’s what to think about before letting it sit any longer.
One Tax Mistake That Costs Business Owners $20K–$50K
One of the most common tax mistakes business owners make is treating corporate cash like personal cash. Without a coordinated strategy between corporate structure, tax planning, and withdrawals, even simple decisions can trigger unexpected tax bills of $20K–$50K+. Here’s why it happens and how to avoid it.
Do I Need a Holding Company? (When It Makes Sense and When It Doesn’t)
Do you need a holding company as a business owner? A HoldCo can be a powerful tool for protecting profits, organizing investments, and planning for future growth, but it isn’t always necessary. This article breaks down when a holding company makes sense, when it doesn’t, and what business owners should consider before adding complexity.
How Much Should I Pay Myself as a Business Owner?
How much should a business owner pay themselves? There isn’t one right number, but there is a better way to think about it. This article breaks down a clear framework to help business owners pay themselves with less stress and more intention.
Salary vs Dividends: How Should Business Owners Pay Themselves?
Salary or dividends? For many business owners, this decision is made quickly, and rarely revisited. But how you pay yourself affects far more than taxes. It shapes income stability, retirement planning, and long-term financial flexibility.
Is an Immediate Financing Arrangement Right for Your Business?
An Immediate Financing Arrangement isn’t right for every business. This article explores how to know whether the timing, structure, and purpose align with where your business is today.