Blog thumbnail on CEBA repayment options for business owners. Financial advisor sitting at chair on the computer while smiling.
September 20, 2023 
Jacky Ip

CEBA Repayment: Repaying Your CEBA with the Forgiveness Program

The Canada Emergency Business Account (CEBA) was a program to help small businesses pay for expenses and survive uncertain times, but what shouldn’t remain uncertain are the repayment options. When...
Blog Thumbnail with advisor headshot - Why It Isn't Always Best to Pay Off Your Debt Fast
November 14, 2022 
Jacky Ip

Why It Isn’t Always Best to Pay Off Your Debt Fast

Were you taught that debt is bad and that you should pay it off as soon as possible?  While being debt free feels liberating and powerful, you need to be...
Advisor headshot - how to use debt to your advantage
August 22, 2022 
Jacky Ip

How to Use Debt to Your Advantage

A proper financial plan will address every aspect of your financial picture, but something that is often not properly addressed is personal debt. If you’re not using debt to your...
Important Debt Management Information You Can't Afford to Miss
August 23, 2021 
Jay Gangnes

Important Debt Management Information You Can’t Afford to Miss

Debt management is on the minds of Canadian business owners more than ever. Unfortunately, most of us don’t achieve our full financial potential because we’re not allocating money to the...
How To Qualify For a Mortgage As A Business Owner
April 12, 2021 
Dave Loncaric

Paying Yourself a Salary to Qualify for a Mortgage? Why You Should Stick to Dividends

Hey, business owners: Do you pay yourself a higher salary than you need simply to qualify for a mortgage? A common misconception is you need to pay yourself a higher...
Ocean 6 Blog Thumbnail
March 8, 2021 
Jacky Ip

How Should Business Owners Be Paying Down Debts?

Remember how there was a time when “cigarettes were healthy” and it was good for you to smoke? Well, the same can be said about what we were told about...
Ocean 6 Blog Thumbnail
October 19, 2020 
Dave Loncaric

When To Pay Off Debt And When To Invest

One of the most common questions we get from our clients who are incorporated professionals and have corporate investment accounts is when to invest their corporate earnings and when to...
Ocean 6 Podcast Title Thumbnail
June 9, 2020 
Jay Gangnes

Structure Your Debt So You Can Win

When used correctly, debt can be an effective financial planning tool to help reduce taxes and beat the banks. On this podcast, we tackle some of the burning questions business...
Debt Restructuring – Is It Right For You?
March 16, 2020 
Jay Gangnes

Debt Restructuring – Is It Right For You?

One of the most common topics we’re asked about from business owners, incorporated professionals, and entrepreneurs is debt restructuring. More specifically, how should an entrepreneur structure their debt in the...