Not sure what to do with extra money in your business? Here’s a simple way to decide where it should go and how to use it more intentionally.
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Investing
Do I Need a Holding Company? (When It Makes Sense and When It Doesn’t)
Do you need a holding company as a business owner? A HoldCo can be a powerful tool for protecting profits, organizing investments, and planning for future growth, but it isn’t always necessary. This article breaks down when a holding company makes sense, when it doesn’t, and what business owners should consider before adding complexity.
What Do You Do When Your Corporation Has More Cash Than It Needs?
What should you do when your corporation has more cash than it needs? For many business owners, this decision feels heavier than expected. This article walks through the real options, investing, withdrawing, or waiting, and how to choose based on flexibility, tax, and real life, not just what sounds smartest.
Should Business Owners Use RRSPs or TFSAs First?
Should business owners use RRSPs or TFSAs first? For most owners, this isn’t a savings question, it’s a tax one. This article explains how RRSPs and TFSAs actually work as tax-planning tools, and how business owners can use them more intentionally based on income, pay structure, and flexibility.
Passive Income Tax Rule: What Business Owners Need to Know
Passive income inside a corporation can affect more than just your investments. Learn how Canada’s passive income tax rule works and how business owners can invest more intentionally without giving up valuable tax advantages.
Investment Fees: What You’re Paying and What You Get
Price is what you pay, and value is what you get. Are you getting the value for the fees you’re…
Dividends: How They’re Earned and Taxed in Canada
Do you know how much of your dividend income you get to keep after taxes in Canada? What is Dividend…
How to Use an Immediate Financing Agreement Strategy
Are you frustrated by the increasing tax bite on your investment gains? The good news is that you can use…
Investing Corporately vs. Personally: The Winning Strategy For You
Should you invest your money personally or inside your corporation? Let’s dive into the key differences between investing personally vs.…