Vancouver, BC
Financial Advisor in Vancouver, BC
Ocean 6 is a fee-for-service financial planning firm based in Vancouver, specializing in incorporated professionals and business owners across British Columbia and Canada.
Vancouver, BC
Financial Advisor in Vancouver
Finding the right financial advisor in Vancouver means more than finding someone who can manage a portfolio. It means finding an advisor who understands the full picture (your corporation, your tax situation, your insurance gaps, your estate, and your retirement) and who can coordinate all of it into one plan that actually moves forward.
Ocean 6 is a Vancouver-based financial advisory firm built specifically for incorporated professionals and business owners. We work with clients who have outgrown one-size-fits-all advice at a bank or brokerage, and who want an independent advisor paid for advice, not for selling products. Our advisors hold CFP®, CLU®, and CIM® designations and have spent their careers working with the complexity of incorporated structures, retained earnings, and corporate tax strategy that defines the financial lives of Vancouver's top earners.
Whether you're an incorporated professional in Yaletown, a business owner in East Van, or a physician with a practice on the North Shore, a good financial advisor in Vancouver should be someone you can call when a financial decision arises, not just someone who sends you a quarterly statement. That's the practice we've built.
Comprehensive Planning
Financial Planner in Vancouver
A financial planner and a financial advisor are often used interchangeably, but the distinction matters. A financial planner in Vancouver focuses on your complete financial picture (cash flow, tax strategy, insurance, retirement projections, estate planning) not just your investment account. At Ocean 6, we lead with planning because the investments are rarely the most important problem our clients face.
Most Vancouver professionals managing $500K or more in combined personal and corporate assets need coordinated planning across multiple domains: how much to pay themselves from their corporation, how much to contribute to their RRSP, how to structure insurance inside versus outside the corp, and how to position assets for an efficient estate transfer. These decisions interact. A plan that optimises one without considering the others often creates problems elsewhere. Our financial planning process builds all of these into a single coordinated strategy, reviewed annually, updated as your situation changes.
We take the planning work off your plate. You make the decisions; we do the analysis, brief your accountant and lawyer, and keep everything moving in the same direction. That's what we call the Do It For You Method™.
Fee-For-Service. Advice First.
Fee-for-Service Financial Advisor in Vancouver
Fee-for-service financial advice means you pay a flat fee for advice, and your advisor earns nothing from the products they recommend. No trailing commissions on mutual funds. No referral fees from insurance companies. No back-end loads. The advice you receive is not influenced by what pays the advisor, because nothing does, except you.
This model is still relatively rare in Canada. The vast majority of financial advisors in Vancouver are compensated by commission, which means their income depends on what they sell you. Fee-for-service advisors have one client: you. Their job is to give you the best possible advice, not to maximise revenue generated by your portfolio or insurance premiums. For incorporated professionals managing complex financial situations, this distinction is worth understanding before you engage anyone.
Ocean 6 charges a flat annual retainer. You know what you're paying. You know what you're getting. And you know that when we recommend a strategy (whether it's corporate-owned life insurance, an estate freeze, or a specific investment structure) we're recommending it because it's right for you, not because it pays us a commission.
