Are we a fit?
Who We Serve: Incorporated Professionals & Business Owners
15 seconds. Two columns. An honest answer.
Probably Not For You
You should look elsewhere if:
A more product-focused or DIY service will give you better value.
You want stock tips, market timing, or a single transaction
You want to manage every advisor relationship yourself
You want the cheapest option, not the most coordinated one
You are not ready to think in decades
A Strong Fit
We are built for you if:
You're ready to stop quarterbacking your own financial future.
You are incorporated or planning to be
You already have professionals (accountant, lawyer) and need them coordinated
You want the plan to lead, not another product pitch
You think long-term: decades, legacy, multi-generation
Two Paths In
Most Ocean 6 clients arrive through one of two doors.
Different starting points, same coordinated answer. Click through for the detail.
Incorporated Professional
Doctor, dentist, optometrist, lawyer, engineer, consultant. Earning through a professional corporation.
- $500K+ in gross income
- Significant retained earnings in the corp
- Underused tax-deferral capacity
- Multiple advisors, no coordination
Established Business Owner
You built it. Now your wealth needs a plan that lives outside the business, too.
- $200K+ in business net income, or trending fast
- Opco + holdco structure (or considering one)
- Exit, succession, or scale on the horizon
- Cash trapped, plans fragmented, time scarce
For incorporated professionals.
Your professional corporation is a powerful tool. Most professionals only use 30% of it.
Where you typically are
You feel the gaps, but can't see all of them.
Significant corporate income, unsure how to leverage.
Most of your wealth sits inside your corporation, and you’re not sure the most tax-efficient way to extract it.
You suspect you’re leaving money on the table but don’t know exactly where to look or who to ask.
You bought the policies years ago. You don’t know if they’re owned the right way, structured the right way, or even still the right amount.
You wonder if anyone is actually looking at the whole picture, or if everyone is just doing their own piece.
You’re doing it all yourself.
Coordinating professionals, chasing deadlines, second-guessing decisions, time taken away from your practice and your family.
What we change
Every move tied back to your long-term goals.
Salary vs. dividend strategy designed for your retirement target.
We restructure how you pay yourself so your comp plan funds the freedom number you want at 60, not just last year’s tax bill.
Retained earnings invested with the long-arc plan in mind, not parked in a high-interest account losing to inflation.
Properly owned in the corp, integrated with your tax plan, designed to support the legacy you want to leave.
All eight pillars connected to your goals.
Every dollar moves in the same direction as the life you’re trying to build, every year of the plan.
You stop coordinating, chasing, and second-guessing. You spend more time on your practice and with your family.
For established business owners.
You built it. Now build the wealth strategy that protects what's outside the business too.
Where you typically are
The business runs. The wealth strategy doesn't.
You see retained earnings building up. You don’t know the most tax-efficient way to deploy or extract them, or what the long-term consequence is.
You know the business is the asset. The plan that turns it into wealth on your terms isn’t designed yet.
You’re never quite sure where your money actually is, how much is yours, and what’s the company’s. The line shifts every quarter.
You’ve become the project manager between your accountant, lawyer, banker and broker. That’s not what you signed up for.
Running the business, running the finances, running the coordination, time taken away from growing the business and being with your family.
What we change
Every move tied back to your long-term goals.
Salary, dividend, bonus, capital, all designed yearly so the comp strategy actually funds the life and exit you want.
Holdco, trust, share structure, all coordinated with your accountant and lawyer, built backward from the outcome.
Structured as planning tools that protect the business and fund the transitions, not products bolted on.
We brief your accountant and lawyer, drive the deadlines, and align every professional with the long-arc plan. You stop project managing.
You get back the time you were spending on the finances. You spend it on the business and on your family instead.
Still unsure?
The fit conversation is what the Discovery Session is for.
45 minutes. Honest read. We tell you yes or no, and who fits better if it is no.