| Are you contributing to your RRSP because it’s strategic or because it’s February?
Yes, the deadline’s almost here. You have until March 2nd to make RRSP contributions that count on your 2025 return.
But an RRSP isn’t a seasonal ritual. It’s a long-term lever.
For some, contributing right now is smart.
For others, it means:
• Locking money up too early
• Paying more tax later
• Ignoring better corporate strategies
A tax deduction feels good. Control feels better.
Before you move money, make sure it’s actually buying you future flexibility, not just a smaller bill this spring.
You can check your contribution limit for RRSPs via MyCRA.
This isn’t about one deadline. It’s about the bigger strategy. If you’re ready to align your investments with your long-term goals, let’s talk. |
